Photo courtesy of Nashville City Paper

Dave Ramsey is becoming more and popular these days, especially with the troubling financial times we are finding ourselves in. Dave Ramsey is a financial expert and writer, his most popular book is called The Total Money Makeover. He’s earned the title of financial guru by learning the hard way about finances and the risk of going head over heals in debt. Dave was leveraged in real estate investments to the tune of four million dollars over twenty years ago. As fate would have it, he lost it all when his short term loans were sold and the new banks demanded payment before it was possible for Dave to deliver. This experience has caused Dave to change his thinking on loans and personal finance. He now advises people to pay debt off and cut up the credit cards. I personally like his country boy, down to earth, shoot it to you straight mentality. Dave Ramsey reminds me of a teacher that I had back in high school. Frank Gentry, my old marketing teacher, had a similar laid back teaching style. Dave Ramsey’s lessons encourage you to think and grow. Few teacher’s names are remembered years later in life unless they have truly affected your way of thinking and how you view opportunities. Dave, like my old marketing teacher is definitely a “glass is half full” type of guy. If your sick and tired of living your life “pay check to pay check”, then you’ll definitely want to listen to what Dave has to say.
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